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Synchrony Music Card

With promotional financing from The Fret Shop, major purchases don’t have to wait.

Get a decision in seconds with no impact to your credit bureau score.



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Frequently Asked Questions 

Immediately upon approval! Your account information will be instantly provided, and a physical card will be mailed to your address.

Pay Online: Log in to your account on, click "manage my account," and then click "payments."

Pay By Phone: Contact Synchrony Bank Customer Service 1-866-396-8254 Mon – Sunday 7:30 am to 12:00 midnight EST to make a payment by phone.

Pay By Mail: Mail payment to the address below. Please note: ensure that you have plenty of time for your payment to arrive prior to the payment due date.
Synchrony Bank
P.O. Box 960061
Orlando, FL 32896-0061

Log in to your account at to view your balance, schedule payments and view previous purchase activity.

To register any Synchrony store credit card or Synchrony program card, you will need:

Full account number: It’s on the front of your card, on the top right corner of your monthly billing statement, and on the paper that your card was attached to when it was mailed
Last 4 digits of the primary accountholder’s Social Security Number
Date of birth
Register online now.

**Subject to Credit Approval